With both the Cirrus English Channel Cirrus fatal's it appears both were low time, both not instrument rated, both flying in IFR conditions, both lost control and perished.
With or without a chute these conditions seem a common killer in GA and I am not sure to what degree the chute Lures pilots or is a factor but it can not be ruled out.
What is clear that neither of these Pilots had the thought or mindset to recognize that they had lost control and use the one thing that could probably have given them a chance of survival (assuming they had a Dingy and suitable survival kit on board)
In the SIM from personal experience when overloaded and even in a dire situation the chute did not even enter my mind, this is also proven with many other Pilots and I hope a valuable learning point. Many Pilots have died with a perfectly good intact BRS Chute.
My SOP over water would be to use the Chute rather than attempt to land with a fixed under carriage.