fe fkf,
Seeing as nobody without a HKPID is being recruited at the moment, everyone will do the ab initio course. I know this as local who had 250 hours still had do the full course as there was no one else in his class.
Therefore the full amount will be put against your name with no cash in your pocket. This becomes problematic as when you go to apply for any type of "loan" having a 1.1 million HKD bond on you makes you rather risky!!