Pace seriously what cirrus have to say about the use of the chute is a diversion. You know the legal constraints and that is why they go so far and no further.
I agree with you i would fly a cirrus at night, not because of the chute, but because the risk of an engine failure is so very small. For entirely irrational reasons i still dont feel comfortable but the chute just tips the balance. Probably ten years ago i wouldnt have wanted the chute. So thats reasonable scope for a personal judgement call. It is not so much the chute lures you into something you wouldnt do, more it massages your irrationality for ignoring statistics you imagine you dont like.