Alouette, I responded to your criticism of my post.
If you care to look back to my earlier post, I put forward my own thoughts on rules and regulations. There are enough of them in place and the problem comes when people confuse legal with safe, and vice versa. You can easily remain legal and be unsafe, and be illegal and not be unsafe. In the real world, what is of paramount importance is flying within your own abilities, and those of the aircraft and knowing when to to say "no".
Putting yourself in a situation where you knowingly have no safe option is a risk that some will never take, some will do routinely and some will do in certain circumstances. Risk is a moveable feast in any case because it involves subjectivity and perception of risk may change with personal experience.
Pilots and businessmen alike.