Jaba.. great to see that you have finally shown some maturity and realized the manifold benefits of flying a proper aircraft.
In regard to the car vs flying thing, I often get asked the question.. and generally engine failure is mentioned. I equate it to the likelihood of getting a flat tyre in a car. Pretty rare events in themselves, however if tyre pressures, condition, wheel alignment etc are not checked prior to travel, then the risk increases. In aircraft this applies to oil level, the PFI, and unusual engine signs.