Short and rude:
Question 1 - NO
Question 2 - NO
Run your business, get a PPL and do some hours when you like it, not if you have to.
Going into dept with a very vague prospect of getting a job is not worth it.
I'm into helicopters for more than 40 years and would do it again, but the Army paid me to get my license, so different story to yours.
Sorry, it may be a bit disappointing but honest.
All the best
spencer17