Sorry i must not have been clear in my post.
I know none of the sim time counts towards the 45 hours, however is usefull for proficiency. All schools seem to be in agreement that much more than 45 hours is required. sim hours would only be used for proficiency not formal training. Instructed sim hours are about half of that of instructed flight time or so im told.
the €40/month is an unnecessary extra cost not somthing that would put me off the ppl.
thanks