Anyone who signed up for CTC (or any integrated course for that matter) post 2008, gets absolutely zero sympathy from me. They bought their tickets, they knew what they were getting into. I say: let 'em crash
The ones who came to us post 2008 have done very well. No type rating costs (to them). Full time employment contracts. Good salaries. Good benefits (company pension contribution/ private health / Permanent health insurance / loss of licence / etc.) Good early command prospects at around 5 years post joining. Most driving new cars, many buying houses for the first time. Debt repayments structured into an affordable income/expenditure package (of those I have been shown.) Jet hours rising at 750-800 hours per annum. Licence/ medical renewals all paid by company. Career in a good company moving positively onwards and upwards.
As you rightly say, they deserve none of your sympathy, they knew what they were getting into.