Kolja,
As you will know by reading this forum that times are far from good but no-one really knows what it going to happen. I was planning to do my ATPL exams in about 6 months but i'm going to forget that for a bit until the situation turns for the better. You seam to be planning long term which I think is the way forward - in 1 and a half years time who knows what state the industry will be in but whatever, you'll have the cash to do your course regardless. Thats the time to decide. Thats my plan anyway.
Keep reading this forum is the best thing you can do. Good luck.
Auto