Not a bad precis at all, but in addition Superpilot's comment I think it's worth emphasising to some of the newbies/wanabees that IMHO the scale is a snapshot of where we are now in March 2014.....
What the zero bods need to ask themselves is what are the chances that in 2044 the 30 years pilot will be a "..... Final Salary Pension = Smug, lucky Pilot" ?...Actually scratch the Final Salary bit, we already know the answer to that one
