Voxpop,
Thank you. That is clear.
Not a question, but a comment, I do wonder quite what the EDP is sometimes. In many ways it looks like a pension. It goes on my tax return in the space for a pension. Like a pension it is only subject to income tax not NI. It is not earnings so I cannot make further pension contributions from it and the documents I occasionaly get from xafinity (now equiniti) seem to refer to it as a pension.