IF you can't "CLICK" off the autopilot and fly the takeoff, climbout and trim for cruise (autopilot if a long flight in cruise is ok, but click it off once in awhile and see if you can hand fly at altitude)and then click off the autopilot and hand fly the descent , approach, landing and rollout, then IT IS YOUR OWN FAULT.
Sometimes yes; most times no...
Between the RNAV1 SIDs, RVSM cruise altitudes, and RNAV1 STARs in the US, it is difficult to find time where manual flight is allowed. While the FAA technically allows use of the Flight Director in lieu of autopilot on those SIDs and STARs, our company procedures do not. On many flights the only manual flight allowed is from takeoff roll to 1000' or so, and from the IAF to landing. Add Cat II weather, and the latter goes away, too...