For many, gaining a licence is thought of as a licence to not have to practice any emergencies for the next 2 years. "Thank god for that, I couldn't do one to SAVE MY LIFE". Stop whinging about a few hundred bucks. You need to do one so do it. Make it worth your while and get a new sticky label while you're at it. I've done AFRs with navs, easily surpassing 2 hours but guess what, it's usually at the request of the candidate.