Daverehm,
Are you really enjoying the flight training with your current instructor?
If you're not comfortable with the level of learning that you're experiencing with your current instructor, go for an alternative.
I also had a problem with my flight instructor during my flight training. After 12 hours of dual flying, I was ready to go solo, but my instructor resisted to let me go solo. Well, I decided to dump him and go for another instructor who immediately signed me off after one hour of flight with me. Bingo and off I went.
So, do a reality check and figure out what exactly is hampering your progress. If you can't identify the factors that are hindering you from attaining your goal, then you have a serious issue to address.
considering the fact you are paying the bills, the flight training must be reflecting on your needs and it is crucial you determine that the instructor is working with you to achieve your goal.
Good luck.
WP