Man Flex
Do a search for De Veers on ANY financial forum then buy me a pint!
Bengerman
If a manager ACTIVELY manages a personal pension and outperforms the market I think they're worth every penny. One who simply spreads the cash over 20/30 funds and does nothing for 12 months or more has earned an initial fee but nothing more.
Keep in mind that a simple UK tracker fund with an annual charge of 0.15% would have returned over 20% for the FTSE 100 or 30% for the FTSE 250. How does that compare to SJP?
There's no reason that you couldn't put a smaller amount of your pension into the hands of SJP and simply mirror their fund choices in a low cost platform such as Cavendish, Interactive Investor, Alliance Trust etc. I would suggest you would leave out the under-performing funds though.