Well the meeting last week was a complete waste of time. Whilst he made the right noises on the telephone his Company's policy is to always use on offshore bond wrapper provided by that largest commission payer in the market, Generali. The other big bond providers, Friends Provident, Royal Skandia, Royal London etc are all in the same league and shouldn't be touched with the proverbial barge pole.
I've gleaned another nugget in that any IFA operating outside the UK is not bound by the rules of the Financial Services Authority and is not required to recommend the best product for the client. Buyer Beware!
Next meeting tomorrow with an IFA based in the UK.