this thread is going in circles.
Most of this has already been said and addressed several times.
The bank isn't the operator, it's simply a financing institution that holds the note to guarantee the funds are paid. The bank that holds the note doesn't have any direct responsibility over the aircraft or any operational control and probably no one from the bank has ever seen the aircraft. They just make money from interest by holding the note. The bank could care less how the plane is flown or if it flies at all. The bank probably doesn't want the plane to crash simply because they get a lump sum payout on the loan from the insurance company and can't collect any more interest...that's it.
Banks own pretty much everything. They probably own your house and your car too...even your iPhone is owned by a bank somewhere unless you paid cash without a contract....even then you only own the shell.