Yep, wear a block out/moisturiser every day, often a stronger one when in Summer.
Also use a block out on the back of my hands too. I do use L'Occitane hand moisturiser. It's really good and non greasy.
Lip balm with block out etc. (yes I know about the risks of balm and Oxy masks).
Skin cancer is a worry, had a few little things taken off my arms already.
Being female it's not so much of an issue.