On the other hand, if you don't get a PA offer this year
Manning have stated, since Christmas, that accepting the OTE will not prevent you being offered PAS on this year's board. Therefore, if you don't get offered PAS, it's not because you accepted the OTE!
My poster indicated that PAS may change slightly in the coming years to a 3yr amortisation beyond the 38 yr point. Worth asking your deskie about that, as signing a 5yr amortisation, when a 3 yr amortisation is in the pipeline would surely make people bitter!
My understanding (again, from a brief earlier this month) was that the proposed change will still see a 5-year amortisation, but this will start from the date of accepting PAS, not from the 38/16 point. However, the individual would still need to serve 5 years on PAS to qualify for PAS pension rights.