I agree with the OP. No, really. It's not their fault they are such poor quality candidates that the only way for them to get a job is essentially a £35k bribe. Enthusiasm should always be rewarded, and who could be more enthusiastic than a naive child willing to sell out their family and bankrupt their parents who should be putting money aside for their imminent retirement in order to get a totally unsecured job? And as for integrity, no one is more trustworthy than an individual who so clearly and openly demonstrates their willingness to undercut everyone else in the industry. No, there's nothing wrong with P2F or those who use it...