I believe you make your own luck in flying.
after having just paid all the money you do to obtain a fATPL
someone who invests in their future by paying
It is a gamble but you don't get anywhere without taking a risk.
take a leap of faith
You didn't make your own luck !
You didn't pay !
You didn't do the investing !
You didn't take the risk !
and finally, you didn't take a leap of faith !
and if, in between leaving school and starting at oxford you earned the money for the course then you have my sincere and humble apologies