Again, thanks for all the replies.
I certainly agree that not everyone gets what they hoped for out of life, but in a lot of cases, this might be due to a lack of trying....
Thankfully, I'm now in a position with my current employer where I can work flexible hours on a part-time basis, and whilst I know it will be a challenge, completing the training whilst working is still achievable.
The cost factor is huge, but given the pay that is likely in GA, I probably won't even get close to the FEE-HELP repayment threshold, at least for a few years anyway.