Thanks for the help guys!
Don't think my folks are too keen to let me, how should i say it "borrow" the house for the next 15 years!
I do have a friend who did get the full amount from the bank and he went down to Oxford but i cant get in touch with him so Chris, if you're out there it's Stu, get in touch mate!
There was one other thing actually, everyone you read about who did manage to get a loan went to the bank with a nice little spread sheet and info on the industry and how it will pick up! where the hell did they get this from cos i'm gonna need it and loads of it!!!!!! <img src="eek.gif" border="0">