Is there any way I could check my "credit score"? Or does it vary from bank-to-bank?
RTN11, I thought you said you obtained a loan without them checking your earnings? Reason I ask is 1) because, after completing the fATPL, I wouldn't have worked for 3 months (making it look like I earn zero) and 2) because it's really the TR that worries me as I've been saving up for a long while to cover all the fATPL costs and will not need a loan for that anyway.
And, if say they do take into account the earnings over the past 3 months... is it just the official transactions from your employer that count? For example I work in a removals company and in tips, I might end up having an extra £200 each month, and plus my hours vary so greatly with each week that on some weeks my wages are over £400 and on some less than £200. How would they look at it?
Do they look at other payments you make into your account? For example, if you have relatives that could supply you with x-amount a week, do they take that into account or it's strictly what you earn that counts?
Big thank for the info btw
