Is it the amount of transactions through the credit card or the magnitude of the transactions that counts?
I've only used my credit card 2 or 3 times, but in both cases it was a couple of thousand £. I paid everything off and never missed a payment. So is that enough for a bank to issue an unsecured loan or the more transactions the better?
And similarly, am I right in saying the bank will not give out any loan if you have anything to pay off on a credit card?
And, what if you have a job offer but need to fund a TR? Would that increase the amount you could borrow (unsecured I mean)?
Sorry, as you can tell, I am new to this.
Last edited by Bearcat F8F; 10th January 2014 at 19:58.