Guys pay attention to what daladaladriver and Orindajeff are saying. You are missing the point for those who self proclaim that being a pilot is their dream. Infact I think Orindajeff has shared some very useful insights on how you can start your career rather than waiting in vain.
Even when you are successful and join the program, there is nothing for free in this world. I think one is given a loan from the local bank to fund their studies. Mind you if you have bad credit rating you can't get the loan and if you fail to perform in your flight school and get dismissed, you still need to pay for the loan.
Rather than looking for all the excuses you can find, how about you talk to Orindajeff on how he did it and how you can leverage on his experience so far and get starting.