Thanks for your reply. I'll give it a go. Although it appears to me that it at least tries to do PAS calculations since it asks the questions about PAS and dates and then the level to which you're on. If not for PAS what is all that about?!
I can't see me wanting to stay until 55 but the extra few years to serve the minimum RoS for PAS might work out quite well for me.
BV
