Not surprising really !!! I have always had a deal with my insurance that I never do full touchdown autos in my helicopters . We have covered this before but if you can keep rrpm in the green , flare and then level off at say 5-6ft , at a slow forward speed , then what happens next is pretty un important . As an owner I would be very happy for full down autos to have to be separately covered by insurance companies as that would save countless utterly pointless write offs which then push my premium up !!!!!