Absolutely nothing abnormal your covered was the reply when I asked the insurance firm the first time I did it, 60 second phone call followed by a fax 5 mins later confirming it.
As for the AAIB I presume what ever they normally say after a student has an accident solo. A solo student under flight instructor supervision.
As I said I have been reported to the CAA for doing it with JAR rules enforce and the head of policy said it was fine and the examiner should do the test.