unlikely to happen ...
Enjoy - YES!
Needing to be IMC - rare
Engine fail - unlikely
Not popping out in a good place - also unlikely.
(That's unlikely^3)
"waiting to pop out" - not necessarily going to pop out but you'd still be unlucky for it to be unsurvivable - 40kts, into wind, lever up gently from about 3 to 8 meters, surface in sight. Rad Alt would make even easier. Probably survivable, maybe messy...
Potential safety gain to be had by allowing SE IMC in helos - like they do for Aeroplanes.
Aeroplanes do SE IMC regularly... and landing is worse for them
prune needs a coat emoticon - I'm not advocating it - just sayin'...