You surely won't change your mind but don't judge people because they went for RYR as you don't know what circumstances they might be in.
Just stand by and watch everyone move forward, I'm personally tired of it!
If the circumstances are because they are in dire straits of debt then I will judge them. They had no good reason to get in debt, they were not helping anybody. Now they bring the debt and associated dangerous levels of stress that comes with it, into the flightdeck everyday. That is extremely unprofessional and anyone who does that should be grounded.