Zoolander. Just one point. Thanks to the "Hon" R.J.Hawke, those of us born after 1964 are not guaranteed a pension. In other words, self sufficiency will be the go! We may not get all of the Super and we definately won't get all the entitlements, but every cent I can put away before that magical day when the government tells me to PlSS OFF, when I ask for my pension, will be like gold then!