Tell you what, FBM, why not set an example and volunteer to retire at 60?
I would love to retire at 60 if I could b. well afford to live on what I would then be obliged to do.
Unfortunately, I've watched my supposedly "low risk" pension funds going well down the tubes over the years, and also my 25 year mortgage payments fail to pay off the house, too (let alone provide a useful lump sum in addition). Even so, tbh I'm probably better placed than some, being still with the original wife after over thirty five years.
Many of us would have been better off stashing loose change in the mattress. I've recently been informed that I now can't get my state pension till the age of 66. The government are possibly hoping a few will pop their clogs by the end of the extra year, reducing the load on the younger generation.
So I'm going to have to carry on trucking for as long as my health allows me to, and I will. But don't worry, in my branch of aviation the captain sits in the right hand seat, so it won't affect you one bit.