You can rest assured....when the Operator gets sued....you the PIC and SIC shall (note the Imperative Tense used) be included in the Action.
You can also count on the Operator showing up in Court with its Lawyers who are there to protect the Operator.....not the Pilots.
That is a fact of Life......and why as the PIC...you have Authority, Responsibility, and ultimately Liability for every aspect of the operation of the Aircraft while you are acting as PIC.
That is why, this particular Crew especially, should only make statements after being represented by Legal Counsel.
There is nothing evil about that, there is nothing improper or sinister about that, it is just a simple fact of life in this day and age.
There are Legal Firms and Lawyers that specialize in such legal actions and who earn a very good living doing so.
Operators and Manufacturers are seen to have deep pockets and are the main targets but Pilots are another source of money as well. More importantly, if the Pilot can be shown to have committed some serious error that led to the crash, then as an Agent of the Operator......it can all be tied up in a nice neat package for the Jury.
My advice.....you bend one and hurt someone....get legal counsel immediately.
Very sadly, the best defense is to have everything you own held in your Wife's Name....but knowing how Helicopter Pilots and Divorces work.....that is just another sure way of losing everything you own. Risky business this Helicopter flying ain't it?