Most people had outside toilets, no central heating, no bank account, were still paying off WW2
Don't know where you get all that from. We lived in a pretty crap house in a bombed industrial town and had an inside lav. I had a bank account in 1962 and we were still paying off WW2 debt to the USA until a couple of years ago when the UK, honouring its debt, made the final payment.