@P40Warhawk,
I have seen you post in numerous threads where you say you have absolutely no interest in P2F, especially because you cannot afford it and what it does to the T&C in aviation.
Saying this, why an earth pay interest into a company you believe is a scam, ask for more information and start a thread on what could possibly be another P2F scheme? Are you sure you are not just hunting for the best of the worst companies to join?