Yellow Pen, Full Wings et al
I've worked for three companies and they all used 1000 ft as the "normal" gate with exceptions for non standard approaches like the Canarsie at JFK. Similarly for circling approaches. Everything configured, on speed, on slope and spooled up. Not too difficult unless ATC mess you around eg SFO, MIA, JFK, IAD etc.....
I went to a talk by a BA skipper about 20 years ago and he said exactly the same thing so I don't know if much has changed. The hardest thing, IMHO, is being able to recognise you're unstable and force yourself to go around. I'm sure I'm not the only one who has continued when, maybe, a G/A would have been advisable. ASR'd one such event and went in to be debriefed. The company were excellent. Learn from it and I did so I suppose that's tea with biscuits!
Then alternative is a real risk of an overrun. I'm sure, as someone else said, that the pilots who do overrun thought "it'll never happen to me!"