We used to joke that the only difference between the Fast Track students and the others were a pair of orange epaulettes which effectively cost about 10 grand each with the matching tie worth another ten grand.
There are no short cuts in this industry.
If they want your money up front, run away!
There are people more knowledgeable than me but I understand the FEE HELP is only for instructor and instrument ratings. Someone please correct me if I'm wrong.