I am a member of both BALPA and the IPA in common with many of my colleagues and we don't see both organisations as mutually exclusive.
However, I was disturbed to see in the IPA accounts that a £10,000 loan facility has been granted to the IPF. Some or all of this facility has been used and I'm not sure when it will be paid back to the IPA.
If this is the reason for the problems with the block legal insurance then I think IPA members should be told.