I am looking at at least £10,000 just to reach the point where I can do instruction
Assuming you mean an FI to teach PPL(A) I think you would need at least
£30,000 from where you are now.
Ignoring the cost of theorectical training/exams, medical, test fees, licence application
fees, etc and just looking at the
absolute minimum flying/experience requirements:
- PPL Course 45 Hours of which 20 hours can be PIC
- PPL Skill Test Pass 2 hours - PICUS so can be counted as PIC
- Instrument Instruction 5 hours in Acft
- Instrument Instruction 5 hours in Sim
- FI Course acceptance test 1 hour
- FI Course 30 hours of which 5 hours can be PIC
- FI Test Pass 2 Hours - PICUS so can be counted as PIC
- 121 Hours PIC (to bring total to required 150 Hours)
Minimum Experience needed: 206 Hours Acft + 5 Hours Sim
Learn to fly. Have fun. Then consider what you might like to do.