So if someone fails the tests, either they clearly don't have the money
So you think that aptitude tests can be failed because you don't have the money...

Conformation of funding is required AFTER your assessment day, not before and quite frankly the fact you say
If they had you back for a second go, it's probably because they realised you had the money
is ridiculous, they've invited you back because they feel with some reflection and improvement you may meet their requirements.
If you feel that CTC got it wrong, you are better off looking at full time modular.
Why? Are you suggesting that because someone did not meet their criteria that all integrated flight schools are not worth applying to?
I think some of the tests are nonsense anyway, but some of the assessment is relevant
Interesting, Which ones are you referring to?
These forums can be a great tool, but please think about what you are posting before you do so.