Guys,
Just be extremely careful with jumping to any conclusions with the speculation.
In am not suggesting that my thoughts are accurate in this instance, but I do speak with first hand experience from a slightly similar scenario.
Mr Schornstein is thought to be a successful RBS Banker. It would not be exaggerating to believe that he had a some hefty life insurance policies in place.
"IF" Mrs Schornstein has a "Kevin Crellin" (David Henderson) type of person assisting her, he/she will be lining there own pockets in the interim.
Insurance companies do not need much of any excuse not to honour any policy, so bear this in mind. Insurance companies also pay a "bounty"
Let's see how this one maps out.