Listen to rankace and bex88. Do NOT start paying for a integrated program to CPL/ATPL!!!!!! You end up waste all your money, and flush a lot of years down the crapper. Don't mean to be harsh, but thats the reality. All the worlds flight schools edeucate a lot more pilots than needed, and to be hounest; they will probably choose a person younger than you when they have 700 others applying for the same position. So keep your job, or take another edeucation and start saving money for a PPL and take friends and family to fly on your spare time!