Just a moment while I poke my tin hat above the parapet........
Ok?
Safe to speak?
If the OP is still here, might I suggest that he/she go fly for an hour with an instructor anyway as a low time pilot light on hours might have a wee problem passing a test whatever it is called, without some revision. Then decide whether to fly another seven hours or book an examiner (who will most likely want paying). I suspect a decent cross country or two would be more fun, and it is not forbidden for two pilots to fly together, taking alternate legs as P1.
If it isn't for whatever reason possible to do the hours then do the test before the rating expires for a slightly less beaurocratic experience.
OK, getting back in my hole now.