I take a look at the F214 for winds at 2,000 in the areas I intend to fly (even if I'm planning on going higher).
If it's 30 knots, then I don't take passengers for jollies. In my part of the country where there are hills, it gets pretty rough and they don't get a good experience. (as they say... if it's exciting for you, it's terrifying for them)
If it's 35 knots then I have a long hard think and only go up if the winds are pretty much down the runways I'm flying to and from.
If it's 40 knots, then I go and make a cup of tea.
A shade on the wimpy side perhaps, but I do this for fun.