SASless,
I don't doubt what you say, and wasn't try to say anything about the ferocity of the storms I've seen; I agree they aren't that bad. It was simply the comparison between strike rates and perceived lightning density I was quoting, and this is borne out in various studies (such as one done by the NBAA).
I can't comment on your other remarks; even if I knew I wouldn't discuss contractual stuff here.