LNAV,
Who mentioned not liking it? read the post! What-to-do simply states how it works here in Dubai, quite correctly.
I think if you actually read the post, it states that the housing allowance is not an allowance at all, which it isn't, where as the education allowance is an allowance.
If I choose to live with a friend and pay no rent, do I still get my rent money? Yes! Alternatively, If I don't have kids, do I still get the education allowance? No!
Quite simple really.
P.S. Do you even work at FZ? I'm guessing maybe not!