That survey has cuts cuts and more cuts written through out it.
I fail to see how they can make the allowances system any cheaper given that we have moved to a largely self-service system on JPA, unless of course they plan to slash allowances.
Furthemore, there are apparently problems with the pay system. Really??? In 15 years service, the only grumbles I have ever heard about pay are 'it could be higher and I've hit top level and am marking time.' I don't know what they are planning, but that question is so loaded as to be untrue.
And it's great that you want to help people to buy houses to get off base, but what about those who already own their own homes??
To quote a chum of mine, "This is a crisis. A large crisis. In fact, if you got a moment, it's a twelve-storey crisis with a magnificent entrance hall, carpeting throughout, 24-hour portage, and an enormous sign on the roof, saying 'This Is a Large Crisis"