So here is something that I hadn't really thought about until I had a play with the calculator after someone mentioned revised TOS possibly taking you to age 60. I am on AFPS75 and within my last 10 years of service, so anticipate leaving in 2017 without being affected by any of the 2015 pension stuff. But if I did serve longer (purely hypothetically as even hanging in there until 55 is looking like a bit of a struggle) I will have hit 34 years service and the pension stops increasing year on year under the terms of AFPS75. Is this what happens to people currently who are extended? I understand that the AFPRB annual pay rates are reduced by an amount that equates to a personal pension contribution....so I would in effect be making pension contributions for no return, while also working for half pay as I could leave at any point and generate a pension that paid half my salary. Is this correct or have I missed something. If it is, why would anyone do that?