If you have no choice in an unflyable aircraft you have no choice so pray you don't take others out !
But sorry a flyable aircraft and the pilot should be ashamed pulling over a densely populated area for that pilot is an excuse for a pilot not a pilot
Pace
Come on this is all getting a bit desperate.
If a pilot looses control in IMC for whatever reason he is going to make a large hole somewhere and it is purely down to luck where. At least under chute he is likely to cause a great deal less damage.
The chute is pulled for a reason; 9 times out of ten (and possibly more) the pilot would have been in the same situation in any aircraft.